David Schmidt, Managing Director of A2 Resources, began his commercial credit career in 1976 with Dun & Bradstreet. After 16 years of managing credit departments for a number of manufacturers, including Remington Rand, in 1994 he founded A2 Resources, a management consultancy focusing on receivables, credit, and collection automation. He is co-author of "Power Collecting: Automation for Effective Asset Management", (1998, John Wiley & Sons), the seminal text on receivables automation. In addition, David has been published extensively in other periodicals including Business Credit, Business Finance, Collection Advisor, and AP Matters as well as serving as the lead industry analyst for PayStream Advisors on many research reports covering AR and Payment automation. He continues to cover the trade credit arena as a contributing editor with Credit Today.