John is the President of Revenue Management Associates, LLC, a receivables and order to cash consultancy. He is a highly experienced financial professional with proven performance in revenue management, including order and contract processing, billing, dispute management, credit control, collections, and cash application. John has worked in a broad range of industries with more than 250 clients, including IBM, GE, Hewlett-Packard, Cardinal Health, Thomson Reuters, Starbucks, Honeywell, and EMC. John has 30 years of consulting experience including a variety of engagements that have generated more than $800 million of increased cash flow, improved productivity, and enhanced customer service. He is the author of Accounts Receivable Management Best Practices published by John Wiley & Sons and is a member of the advisory board of The Accounts Receivable Network (TARN) and the IOFM. John is a speaker at the NACM, Insurance Collection Executives, the International Quality & Productivity Center, Broadcast Cable Credit Association, and others. He earned his M.B.A. degree in Finance from The Amos Tuck School of Business Administration at Dartmouth College with a B.S. degree in Business Administration from the University of Connecticut.

David Schmidt, Managing Director of A2 Resources, began his commercial credit career in 1976 with Dun & Bradstreet. After 16 years of managing credit departments for a number of manufacturers, including Remington Rand, in 1994 he founded A2 Resources, a management consultancy focusing on receivables, credit, and collection automation.  He is co-author of "Power Collecting: Automation for Effective Asset Management", (1998, John Wiley & Sons), the seminal text on receivables automation.  In addition, David has been published extensively in other periodicals including Business Credit, Business Finance, Collection Advisor, and AP Matters as well as serving as the lead industry analyst for PayStream Advisors on many research reports covering AR and Payment automation. He continues to cover the trade credit arena as a contributing editor with Credit Today.